Whether flood, theft, accident, vandalism, fire, wind, hail or other acts of God - RISCO is there to protect your interests!
Why do I need a Public Adjuster?
Public Adjusters work for the commercial or residental property owner, not the insurance company. The highly stressful period following a loss is a difficult time for individuals and businesses. A professional public adjuster can reduce those major headaches, allowing you to get back to what is really important. Public Adjusters negotiate insurance settlements for the benefit and protection of the policy holder. Your insurance company has an adjuster representing them and their interests and so should you! A Public Adjuster can re-examine, re-open and negotiate settled claims for additional money.
A typical homeowner policy contains many complex provisions, stipulations, conditions and endorsements. Most policy holders do not know that the burden of proof is theirs. Public adjusters know the insurance business and are familiar with all procedures so they can work quickly and effectively to expedite payments. Public Adjusters are the watchdogs against insurance companies conducting themselves in a manner that promotes Unfair Insurance Claim Settlement Practices, better known as Bad Faith. A few examples would be: failing to acknowledge and act with reasonable promptness upon communications and investigations arising under insurance policies, refusing (denying) to pay claims without conducting a reasonable investigation based on ALL available information and delaying a claim settlement. |
