RISCO - Risk & Insurance Services Company

Specializing in Public Adjusting Services

Whether flood, theft, accident, vandalism, fire, wind, hail or other acts of God - RISCO is there to protect your interests!

 

Why do I need a Public Adjuster?

Public Adjusters work for the commercial or residental property owner, not the insurance company.  The highly stressful period following a loss is a difficult time for individuals and businesses.  A professional public adjuster can reduce those major headaches, allowing you to get back to what is really important.  Public Adjusters negotiate insurance settlements for the benefit and protection of the policy holder. Your insurance company has an adjuster representing them and their interests and so should you!  A Public Adjuster can re-examine, re-open and negotiate settled claims for additional money.

  

A typical homeowner policy contains many complex provisions, stipulations, conditions and endorsements.  Most policy holders do not know that the burden of proof is theirs.  Public adjusters know the insurance business and are familiar with all procedures so they can work quickly and effectively to expedite payments. Public Adjusters are the watchdogs against insurance companies conducting themselves in a manner that promotes Unfair Insurance Claim Settlement Practices, better known as Bad Faith.  A few examples would be: failing to acknowledge and act with reasonable promptness upon communications and investigations arising under insurance policies, refusing (denying) to pay claims without conducting a reasonable investigation based on ALL available information and delaying a claim settlement.

Offices in:

Louisville, Kentucky

Boca Raton, Florida

Metairie, Louisiana

Tarzana, California

  

What is a Public Adjuster?

  A public adjuster is an insurance expert who is employed exclusively by a business or personal policy holder who has sustained an insured loss.  Public adjusters handle every aspect of the claim and work closely with the insured to provide the most equitable and prompt settlement possible.  A public adjuster inspects the loss site immediately, analyzes the damages, assembles data supporting the claim, reviews the insured's coverages, determines current replacement costs and negotiates with the insurance company.

Why RISCO?

RISCO is family owned and operated.  RISCO's president, Richard Michelson, has over 18 years experience in the insurance industry and all claims are directly managed by Richard.  Richard Michelson is licensed in multiple states as a Public Adjuster. Richard is also a Certified Risk Manager, Licensed Insurance Consultant and Certified Insurance Counselor. At RISCO, you will never be a number because we appreciate your business.

  LINKS

RIMS         http://rims.org

Weather    http://weather.com

News         http://cnn.com

Finance     http://bloomberg.com

FEMA         http://fema.gov

USGS         http://usgs.gov

Disasters  http://disasternews.com

 

 

  Services available

Policy Review

Claims Consultation/Negotiation

Risk Management & Consulting

Cost Segregation Studies

© 2006 My Company

Whether flood, fire, wind, theft, accident, vandalism or act of God - RISCO is there to protect your interests!